Lets get started!
1. Open your image, press shift D to duplicate, then close your original image.
2. Go to selections>promote to layer - name this layer Background.
3. Go to effects>plugins>FM Tile Tools and apply Blend Emboss using the following settings
4. Go to effects>noise>texture preserving smooth and apply these settings
5. Add a symmetrical border of 35, click with magic wand to activate, then flood fill with your Finished Wood texture - scale 100, angle 326. Don't deselect till I tell you to :)
6. Add an inner bevel (effects>3D effects>inner bevel), and apply the following settings.
7. Go to selections>invert, then add a cutout using these settings, then repeat with minus values.
8. Invert selection again, and promote to layer (selections>promote to layer) call this layer outer frame. Make sure you are now working on the promoted layer.
9. Invert again, then flood fill with Wood Finish texture - invert, flood fill centre with Wood Finish texture, then invert one more time (your outer frame should now be active)
10. Go to Effects>Textures>Fur and apply with these settings
11. Invert one more time, go to edit>cut, you've now cut the centre out of your frame. Deselect
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