OK - lets get started

1. Open your image, press shift D to duplicate, repeat then close your original and minimize one of your images

2. Resize one of your copies to around 200 pixels, then apply seamless tiling with the default values, then minimize this tile and bring up your other copy

3. Resize your image now to a workable size - doing it later will ruin the effect

4. Add a raster layer, and flood fill with my gold tile

5. Apply the IR Checkerboard mask with the following settings

6. Go to selections>from mask, then to your layer palette and merge your mask group. Do not deselect

7. Sharpen your gold mask 4 times. Deselect

8. Add a symmetrical border of 25 (any colour), click your border with your magic wand and flood fill with the tile we minimized. Do not deselect

9. Apply Eye Candy 4 - Bevel Boss with the following settings. Deselect

10. Add a symmetrical black border of 20, click with your magic wand, add a raster layer, then flood fill with my gold tile. Do not deselect

11. Apply the same mask we used before, and repeat steps 6 & 7

12. Add a symmetrical border of 2, click with your magic wand, then flood fill with my gold tile, sharpen 4 times before you deselect

That's it - we're all done!