This is what we will be making

OK - lets get started

1. Open your image, press shift D to duplicate twice then close your original.  Using one of your copies  (minimize the other one) resize down to about 200 pixels in width, then apply seamless tiling using default properties.  Minimize this tile then bring up your other copy.  Open your 100sfs tile and minimize this too

2. Add a raster layer to your image, the flood fill with the 100sfs tile.  Apply your Tori Mask 14 with the following settings

3. Merge your mask layer, then apply the following drop shadow and repeat with minus settings

4. Make sure you are on the layer we applied the mask to, then apply 3D Buttonize with the following settings (change the colour if needed to match your graphic)

5. Add a symmetrical black border of 1 pixel, then add a symmetrical white border of 5.  Click your white border with your magic wand and flood fill with the 100sfs tile.  Do not deselect.  Apply noise to this border using the following settings

6. Sharpen then deselect and add a black symmetrical border of 1.  Then a white symmetrical border of 35.  Click with your magic wand then flood fill with the tile we minimized earlier

7. Apply Kaleidoscope with the following settings.  Do not deselect

8. You can apply FM Tile Tools Blend emboss here (some images look good with it, some don't).  Apply your 3D Buttonize again, then apply the following cutout. Deselect

9. Add a symmetrical black border of black, then a symmetrical white border of 5.  Click your white border with your magic wand then flood fill with your 100sfs tile, add noise as we did before, then sharpen. Deselect

10. Add a symmetrical black border of 1, add your watermark and you're all done ;)

I hope you enjoyed this tutorial ;)